Life Insurance &
Peace of Mind

Interested in Life Insurance but Don't Know Where to Start?

Lets set up a time to chat! It's my job to make sure that you find a matching plan within your budget that covers you. With a large selection of carriers, I'll make sure you're getting the best rates.

I'm here to make sure your family is in just as good of hands then, as they are now.

Matt Laxson ( License #: 846187) with Freedom Life Co.

Health Condition + Age = Rates

Life insurance rates are determined by factors such as your health condition and age, with healthier individuals and younger policyholders typically enjoying lower premiums. Maintaining good health and obtaining coverage earlier in life can lead to more affordable insurance rates.

With that said, don't be discouraged to reach out if you have pre-existing health conditions. There is something out there for you!

Financial Protection

Life insurance provides a financial safety net for your loved ones in case of your untimely death, ensuring they can maintain their standard of living.

Estate Planning

It facilitates the smooth transfer of assets to your beneficiaries, helping to minimize estate taxes and avoid probate complications.

Debt Settlement

Life insurance can be used to settle outstanding debts, such as mortgages or loans, preventing financial burdens from falling on your family.

Supplemental Income

Some life insurance policies offer cash value accumulation, serving as a potential source of supplemental income or emergency funds during your lifetime.

Most Common Types of Life Insurance

Term Life Insurance

Term Life Insurance offers coverage for a specified period, such as 10, 20, or 30 years, providing a straightforward and cost-effective option for temporary needs, such as mortgage protection or income replacement during working years. Premiums are generally lower compared to whole life insurance, but there is no cash value component, and coverage ends when the term expires unless renewed or converted.

Whole Life Insurance

Whole Life Insurance provides coverage for your entire life, as long as premiums are paid, and includes a savings component known as cash value. Premiums typically remain level throughout the policy's duration, offering stability, and the cash value grows tax-deferred, providing a source of savings that can be accessed during your lifetime.

Universal Index Life Insurance

Universal Index Life Insurance combines the flexibility of universal life with the potential for cash value growth linked to market indexes. Policyholders have the option to adjust premiums and death benefits within certain limits, and the cash value accumulation is tied to the performance of selected indexes, offering the potential for higher returns compared to traditional universal life policies, albeit with some risk.

No Medical Screening/No Bloodwork

Enjoy the convenience of not having to visit a doctor to have tests ran before you purchase Life Insurance. Most policies are active within a week after Underwriting.

Let’s Stay In Touch

If you've got any questions, please reach out. I'd be happy to answer them!

Life Insurance &Peace of Mind